Payments

Payoneer

International account for freelancers and online businesses

Payoneer

Payoneer is a payment service for receiving international payments: multi-currency receiving accounts, withdrawal to a local bank account and a card. It covers 190+ countries and territories. Whether a specific creator platform pays out to Payoneer, and whether it allows your line of work, has to be checked separately.

Pros

  • Receiving into a local-currency account is free
  • Covers 190+ countries and territories and 70+ currencies
  • Same-country bank withdrawals from $1.50
  • Payoneer card available

Cons

  • Receiving in a non-local currency costs 1% and withdrawals with conversion run 1.2%-4%
  • A $29.95 annual fee applies if less than $6,000 is received in 12 months
  • Acceptable-use rules may limit 18+ content, so read the terms
  • Not every creator platform pays out to Payoneer

Best for

  • creators and freelancers paid from several countries
  • those who already use Payoneer for marketplaces and ad networks

How to start

  1. Apply at payoneer.com and complete identity verification
  2. Check your platform's payout page and Payoneer's terms for your type of activity
  3. Open the account in the currency you need and make a small test withdrawal

Frequently asked questions

What are Payoneer's fees?

Receiving into a local-currency account is free, 1% in another currency. Same-country bank withdrawals start at $1.50, with conversion 1.2%-4%. A $29.95 annual fee applies if under $6,000 is received in 12 months.

Can I receive platform payouts on Payoneer?

It depends on the platform and country. Many creator platforms pay by bank transfer or other services, so check each platform's payout page.

How many countries does Payoneer cover?

More than 190 countries and territories and 70+ currencies.

Does Payoneer allow adult content?

The service may restrict some activities. Read its terms and acceptable-use policy before opening an account.

Knowledge base

Related guides: Payoneer

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